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[personal profile] lemon_says
Oh my GAWD, is there anything more painful than car shopping? If it weren't so irritating it'd be hilarious. Apparently P's biggest issue was not that he wants to keep the Scion so much, but that he misunderstood how used a car I was willing to accept and thought the ones I liked (rather, the ones that WOULD WORK) were too expensive. He was thinking I didn't want anything more than like a year old. Why, yes, that would be lovely...and totally unrealistic. (See, we would have known this earlier, but because of activity the last couple of weeks, almost every conversation we've had recently has been via email, including the one about the baby's name. I was about to put up "Have you seen me" signs, but then I woke up and someone in my bed was snoring, so I assumed he'd turned up after all.)

A Great Big Car Payment is especially unrealistic because his company just re-upped insurance and Humana is freaking out over Obamacare, so our insurance payments are now jacked up to about $800 per month with $75 co-pays, and having a baby is treated like a surgery and will cost us $5000 out of pocket. I'm still so angry about that that I could spit nails, but let's not talk about that right now because it makes me get all cross-eyed and sweaty and profane.

Anyway. Cars. So, the most important thing to know about car shopping is that the ones that get the best reviews tend to be made by people like Audi and Mercedes, and then we are patronized by the reviews that refer to anything less as "cheap" or "sluggish," things like that. Even the CR recommended picks have cons, of course, but it gets tiresome to read about everything that could be less than perfect about the only cars that are realistic. Gee, the Buick SUV is roomier than the Kia? No shit?

And you read some of the recommended picks and have to wonder how the hell that car got recommended, if "stopping distances in our braking tests were disappointing." And the ones that CR rates highest have lower-than-median owner satisfaction rates. [livejournal.com profile] themysteriousg, I honestly am beginning to believe that you would do just as well to throw a dart at the board with all the third-row SUVs listed and your odds would be just as good. Pick one that's a pretty color. It don't matter.

I think we have reached a point where there is simply too much research available.

But lo, we are now "on the same page," as they would say in one of the seminars in which poor P has been trapped for days on end, so now it may begin truly in earnest. I think. So we shall peruse Consumer Reports and Edmunds and decide if we would prefer to have a car that brakes or one that has a functioning transmission.

Date: 2011-07-24 01:22 am (UTC)
From: [identity profile] heathrow.livejournal.com
Those insurance rates are insulting. Holy.

I hope P returns home soon. Maybe you can send the kids to the seminars in his stead?

Date: 2011-07-24 01:24 am (UTC)
From: [identity profile] lemon-says.livejournal.com
The worst thing is that that was the best deal they could get from any company. I've heard from several other people whose companies' insurers are doing the same thing to counteract the effects of some of the new regulations (like the pre-existing condition thing, which was of course evil, but I can't believe nobody thought the insurers would react this way).

Date: 2011-07-24 02:56 am (UTC)
From: [identity profile] heathrow.livejournal.com
I'm sure we'll see a similar bump in our insurance. Sigh.

Date: 2011-07-24 03:44 am (UTC)
From: [identity profile] mrs--smith.livejournal.com
Yup, we got the bump two months ago. The bill went up just under $100/month.

Date: 2011-07-24 02:07 pm (UTC)
From: [identity profile] mrs--smith.livejournal.com
Landon told me this morning that he recently talked to our insurance broker and when he asked about looking into switching plans because ours has doubled the monthly bill since we picked up the policy the broker said it's pointless, we can expect it to be tripled by 2013. The rates are going to rise so high that those of us paying for insurance aren't going to be able to afford it anymore and then we'll be fined for not having it. It's a nightmare. Ours isn't quite as high as yours is, yet, but it's swiftly approaching that monthly number. And we don't even have any bionic body parts in the family.

Date: 2011-07-24 02:12 pm (UTC)
From: [identity profile] lemon-says.livejournal.com
That's pretty much what the insurance managers told P at work, too. The worst of my hip stuff is over--until the replacement, but that should be several years away. We hope. *knock wood and cross fingers*

It's insane, but you're in a catch-22. We'd be better off NOT having it and just putting that amount in a savings account for healthcare, but then if something really awful happened we'd be screwed. And they know that. But then when something DOES happen, you spend half your time trying to get them to pay up anyway.

Date: 2011-07-24 03:50 am (UTC)
From: [identity profile] travellight.livejournal.com
Holy Mother of God. That's ridiculous.

Date: 2011-07-24 04:26 am (UTC)
From: [identity profile] travellight.livejournal.com
Volvo V70?

Date: 2011-07-24 02:14 pm (UTC)
From: [identity profile] lemon-says.livejournal.com
That's a wagon. It doesn't have a third row.

Oh, but the Volvo SUV with the third row is in the $40K range. That would be a no.
Edited Date: 2011-07-24 02:20 pm (UTC)

Date: 2011-07-26 02:20 am (UTC)
From: [identity profile] miep.livejournal.com
Doesnt it have rear-facing way back seats anymore?

Date: 2011-07-26 07:49 pm (UTC)
From: [identity profile] lemon-says.livejournal.com
Does anything still make rear-facing rear seats? I thought they stopped those because they were so unsafe in a rear-ending accident.

Date: 2011-07-24 06:16 am (UTC)
From: [identity profile] themysteriousg.livejournal.com
I am boggled by the insurance rates. I need to take a look at Kevin's statement but we are not paying that. Good lord.

I hate car shopping. Did I mention that? Last time I did the "right" thing and I hate my car. Hate it. I really do need that 3rd row. It's possible I hate used car shopping even more than new car shopping but that's what I need to look at. All the daycare Mommies are getting the Audi or the Acura and I'm pretty sure that even used, they are out of my range. Jaysus.

I do like blue. Maybe I'l just go with the prettiest blue and to hell with the rest of it.

Date: 2011-07-24 02:20 pm (UTC)
From: [identity profile] lemon-says.livejournal.com
You will be. We all will.

One of my favorite cars I ever had was a Jeep Wrangler. Adored my Jeep. Only gave it up because I had two kids, or I'd have kept it forever. You know how low those are ranked? But people who drive Wranglers aren't LOOKING for a quiet ride or high-end trim, you know? I check to make sure there's nothing horribly wrong with the ones I like and then just go with the best deal from there.

We're trying to keep it under $20K. For some cars that's a 2010, for others you have to drop back to '06. And for some, like the Volvos and Lexuses, it doesn't ever get there until you're looking at 200K miles.

Get A Grandma Car!

Date: 2011-07-25 01:04 am (UTC)
From: [identity profile] tminb.livejournal.com
Get a Gradma Car like we have. 99 Olds 88, 35,000 miles = $4,000. Fits 3 car seats across the back. Has Battlestar Galactica-like pick up. When it dies (or, as in our case - gets hit by a hit and run driver) just get a new one in a different color. We even got letha interior this time.


Re: Get A Grandma Car!

Date: 2011-07-25 01:11 am (UTC)
From: [identity profile] lemon-says.livejournal.com
Heh, my car will hold 3 across, which is one of the reasons for keeping it instead of the Scion (the other being mine's almost paid off and his isn't), so we CAN use it fine. It's just extremely cramped back there, and I had a fit the other day after again having to jam my hand down between A's booster and E's LATCH seat to try to get her in. You practically have to pull out the booster, buckle it, and then pick it up (with the kid in it) to jam her back in and tighten the belt, and I'm dreading doing that in carpool line, for one thing. Ez and the baby will be in those seats with bigger bases, so it's really hard to buckle A into the booster. I figure if we're going to have a car payment anyway, it ought to be for a car that doesn't piss me off.

Re: Get A Grandma Car!

Date: 2011-07-25 01:18 am (UTC)
From: [identity profile] tminb.livejournal.com
I can relate - C has lots of frustrations getting his seat done. Car buying is the pits - you have my sympathies.

Still, the Grandma car is a sweet ride (LOL!)

Re: Get A Grandma Car!

Date: 2011-07-25 01:20 am (UTC)
From: [identity profile] lemon-says.livejournal.com
I swear, honest to God this time, I just don't care anymore. My car is no longer tied to my identity! I can't take it anymore! Grandma cars are fine!

And I'm still enough of a slave to Consumer Reports to be sad that the Jeep Commander got abysmal reviews. I dig its boxy Jeepiness.
Edited Date: 2011-07-25 01:21 am (UTC)

Re: Get A Grandma Car!

Date: 2011-07-25 01:24 am (UTC)
From: [identity profile] tminb.livejournal.com
Check out if they are easy to steal. That is the really important thing! LOL!!

Re: Get A Grandma Car!

Date: 2011-07-25 01:26 am (UTC)
From: [identity profile] lemon-says.livejournal.com
Bwah! Yeah, the only reason I still have the Charger is that nifty engine-disabling-during-theft-attempts feature. Some dumbass popped the ignition and tried to start it with a screwdriver. Amateur.


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